Short Inspiring Stories by Bill Woollam 
  • Bill Woollam - The Writer
  • My Personal Message To Readers
  • How the Bankers place a nation in ever increasing debt
  • Behind the war on Libya - Exposing the truth of Muammar Gaddafi
  • CETA (Canada - European Union Economic Trade Agreement) and Plutocracy
  • Free Energy Technology and Cars That Have Zero Emissions
  • War for control of Oil: Iraq, Libya, now Syria, next Iran
  • Overcoming Oil Dependency with Green Energy Technology
  • Replacing Corporate Government with Sovereign Nation States
  • Health Remedies and Insights
  • Is Iran Really a Nuclear Threat?
  • Who Owns News and Media Networks?
  • Factory life in China compared to Cooperative Enterprises in Spain
  • Fabricating the Enemy, 9/11, and Rewritten History
  • CIA-backed rebels and death squads behind Syria bloodbath
  • Smart Meter Refusal Letter to Hydro & Corix
  • The Battle For Libyan Oil Fields
  • The Law of Abundance
  • The History of Banking Fraud
  • US Soldiers Ordered to Kill Civilians and Innocents
  • How The World Works: Two Videos
  • NATO Lies Behind Gaddafi Murder
  • Fabricating the Myth of Osama Bin Laden and Al Qaeda
  • US Troops Protect Afghan Opium Fields
  • Examples of False Flag Terrorism and Western Intelligence Terror Operations
  • Stop Smart Meter Installation - Legal Letter
  • Who Pulls the Strings? ESF ... What is the Exchange Stabilization Fund and Who Controls the Money Supply?
  • Ballot Stuffing and Black Box Voting Fraud Exposed
  • pH 8 level Cancer Cure with Sodium Bicarbonate / Baking Soda
  • Financial Terrorism by the International Monetary Fund
  • Trillion Dollar Lawsuit Exposes International Banking Fraud
  • Fractional Reserve Banking Fraud
  • Is the NATO regime change in Libya a global 'con job'?
  • The Term 'Conspiracy Theory' is Counter Productive
  • George Carlin Was A Visionary
  • IMF and US Sponsored Dictatorships
  • The College Education Fraud
  • HAARP Activity Prior To Japanese and Haiti Earthquakes
  • Nuclear Bunker Buster Takes Down Fukishima Reactor
  • American Military and Government Officers Who Question 9/11
  • Why Contrails Are Not Chemtrails
  • Hon. Paul Hellyer Speaks about Global Banking Fraud
  • Bogus Bin Laden Story on Canada's Election Day
  • Corporate Executives Deny 57 Million Americans Healthcare
  • Digital Imaging Used in TV Broadcasts of 9/11 Trade Tower Events
  • Conservative, Liberal or Neither by JJ Rousso
  • Demolition experts and Scientists discuss 9/11 Controlled Demolition
  • My Thoughts on 9/11 and False Flag Terrorism
  • How a Well-read American Sees World Events
  • Destruction of Germany - How Israel Came to Exist
  • Raising the Standard of Living - The Mondragon Cooperative
  • Living to Sustain The Environment - Letting Go of Consumerism and Learning to Be Aware
  • Inside China's Factory Life
  • Growing Up In Richmond
  • How I Lost My Front Tooth
  • Family Loss: A poem and song
  • My Daughter The Artist
  • Songs and Poems Put to Music ... by Bill Woollam
  • A Four Year Old's Version of Life
  • Killer Whale Encounter
  • The Elephant, The Cow and The Brahmachary
  • A Monk Asks About Sexual Thoughts
  • The Eagle Was Always Ready
  • Anger Management
  • A Swami Offers Help
  • The Car Accident and The Prayer
  • Multiple Sclerosis Vanished
  • The Uncomfortable Bus Ride
  • Synchronicity and How I Met My Wife
  • Advice For Men
  • Roast Pig In The Philippines
  • Two Favorite Songs
  • A Painter's Wisdom
  • Song For Millie Tremblay
  • The Red Sports Car
  • Noticing The Present Moment
  • Connections With A Mahatma
  • The Will Of The One
  • Unprepared For Enlightenment
  • The Rudraksha Beads
  • Quietly Asking: ''Who Am I?''
  • Diarrhea and Chronic Diarrhea Natural Cures
  • Cutting The Risk of Heart Disease In Half
  • THC from Cannabis Marijuana Bud Oil Destroys Luekemia and Cancer Cells
  • Vinegar Stops Heartburn and Indigestion
  • Treating Crohn's Disease, Constipation and Diverticulitis
  • Preventing Sinus Infection and Colds with a Neti Pot Flush
  • Exposed: Vaccine Secrets
  • Pneumonia, Lung and Sinus Infection - Natural Cures
  • Ulcers: Cured With Aloe Vera Juice
  • Healing Discoveries With Mom
  • Heal Herpes Cold Sore Lesions
  • Nano Silver Stops Viruses
  • Troublesome Critters
  • Eliminate Underarm Body Odor
  • Arthritis Causes - Arthritis Cures
  • How to Destroy Herpes, Flu, and Hepatitis Viruses
  • Destroy and Remove Parasites
  • Successful Thyroid Treatment with Chinese Medicine
  • Megavitamin Therapy and Schizophrenia
  • The Masters of Selfless Service
  • No Mind - I Am The Self
  • Is Meditation Enough?
  • The Difference Between Zionism and Judaism
  • How the Notion of God and Israel Developed
  • The Jist Of Christianity
  • Wasn't Jesus an Activist?
  • Enlightenment For Transformation
  • Contact Bill Woollam
  • For Those Who Care to Donate a Few Dollars
  • Links
Fractional Reserve Banking Fraud
http://www.blissful-wisdom.com/fractional-reserve-banking-fraud.html

In a nutshell, 'Fractional Reserve' banking fraud is where banking financiers only have 'fractional' as opposed to 'complete' reserves to cover their loans.  Private banks loan out more money than they have.  Banks often loan nine to eleven times more money than they hold in reserve.  So in reality, one could say it is a 'Fictional Reserve' banking scam.
http://www.articledashboard.com/Article/The-Fractional-Reserve-Banking-Fraud/652854

It is a scam because these financial institutions charge 'compounding interest rates' on loans which are nothing more than 'computer entries'.   So, the banksters receive interest money from those of us that borrow, however, the banksters have done nothing to earn that 'compounding interest'.  The Banksters loan us money that essentially does not exist.   For example: The borrower, you and I, must pay back a mortgage of two hundred thousand dollars ...along with another two hundred thousand dollars in interest charges over 20  years.   We, the borrower, must earn that four hundred thousand dollars with hard-labor and daily effort, while the banksters do nothing other than make an entry into their computers.  

See also, "The History of Banking Fraud".  http://www.blissful-wisdom.com/the-history-of-banking-fraud.html
Once one understands that a handful of banking privateers have complete control of the world's money systems....then the course of world events such as politics,  booms and recessions, illegal warfare, and corporate dictatorship falls into place.



"I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around [the banks] will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered. The issuing power should be taken from the banks and restored to the people, to whom it properly belongs." - Thomas Jefferson

For more in-depth analysis see:
Devaluation or Inflation!! - by Daniel Parkman
Is gold at a record high, or is the dollar at a record low?
http://2012patriot.wordpress.com/2011/08/08/devaluation-or-inflation/


Below is a 3 minute video showing how banking fraud is nothing but Fiat money in action.
http://www.youtube.com/watch?v=hHf85ELg_9o
_Presenting The Exchange Stabilization Fund In 5 Parts:
Is This The Real "Plunge Protection Team"?
http://www.youtube.com/watch?feature=player_embedded&v=2ssrcD5GdPQ#!

It is impossible to understand the world today without knowing what the ESF is and what it has been doing. Officially in charge of defending the dollar, the ESF is the government agency which controls the New York Fed, runs the CIA's black budget, and is the architect of the world's monetary system (IMF, World Bank, etc). 
ESF financing (through the OSS and then the CIA) built up the worldwide propaganda network which has so badly distorted history today (including erasing awareness of its existence from popular consciousness).  It has been directly involved in virtually every major US fraud/scandal since its creation in 1934.
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www.blissful-wisdom.com